Wind-Induced Roof Damage: Is it Covered by Your Home Insurance?

roof damage from wind

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Howling Winds and Your Rooftop: A Survival Guide

It’s no secret that roof damage from wind is a nightmare scenario that no homeowner wants to experience. Unfortunately, Mother Nature doesn’t play by our rules. High-speed winds and raging storms can turn your peaceful dwelling into a roofing warfare zone. Thankfully, we’re here to hold your hand and walk you through this frightful journey of wind-induced roof damage.

Understanding the Fury of the Wind

Shakespeare wasn’t kidding when he described the wind as “blow, blow, thou winter wind, thou art not so unkind as man’s ingratitude”. When Skeeter, Marietta’s rogue wind, gets going, your roof is at the center of this tragic drama. But why does the wind target your rooftop? Simple. It operates on a principle known as the Bernoulli effect. As wind speed increases, the air pressure above your roof decreases. This creates a lifting effect that could blow off your shingles or, even worse, rip off your entire roof.

Spotting Wind Damage: The Art of the Visible

Recognizing damage caused by the wind isn’t rocket science, but it’s also not as easy as spotting Bigfoot in your backyard. Misplaced shingles, ripped gutters, damaged soffits and fascia are the usual suspects. But, let’s not forget about the hidden perps like leaks and water stains. If you spot unusual uplift on your roof or streaks down your exterior walls, don’t shrug it off. It could be your roof subtly crying for help.

Yes, your Home Insurance Can Be Your Knight in Shining Armor

“Does home insurance cover roof damage from wind?” you ask while plucking at your chin hairs in contemplation. Here’s the reassuring news: home insurance often does cover wind-induced roof damage. However, we’d suggest going all Sherlock Holmes on your policy details before jumping for joy. Make sure your ‘dwelling coverage’ applies to wind and hail damage. Also remember, insurance providers might not cover roofs over 20 years old. Be savvy, folks!

Fight the Wind with Regular Maintenance and Inspection

The most heroic act isn’t always slaying dragons. Sometimes, it’s as simple as regular roof maintenance and periodic inspections. A well-maintained roof stands a better chance against winds, compared to a neglected one. Inspect for loose shingles, worn-out sealants, and damaged flashing. Keep an eye on your gutters too, because a clogged gutter can lead to water backup and damage.

Hire a Professional for Advanced Diagnostics and Repair

While DIY practices can save your roof (and wallet) from minor wind damage, significant issues often require professional attention. Fiddling with a severely damaged roof can be like stepping into a lion’s den, rather perilous for the untrained. Trust experts like Roofs by Don to navigate this territory with the right skills, expertise, and experience.

The Wind’s Au Revoir: Recapping Survival Techniques

To put a lid on it, roof damage from wind can be quite the tornado in your peaceful homeowner life. However, by understanding the causes, recognizing early signs, solidifying your insurance game, and adopting a regime of regular maintenance and professional help when needed, you’re well-prepared to face the wind. And remember, folks, Roofs by Don is always here, rain or shine – or in this case, high wind – to help you through your roof’s journey.

About Roofs By Don

Roofs By Don isn’t just another local Atlanta roofing company. Experience what it’s like to be a star on our own home improvement show. From our personalized customer experience to our quality work, you can’t go wrong with Roofs By Don.

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